What You Need to Know About VA/FHA Loan Water Testing

HomeBlogWhat You Need to Know About VA/FHA Loan Water Testing

Many people use the Department of Veterans Affairs (VA) or Federal Housing Administration (FHA) loans to purchase homes, but what you may not realize is that in order to secure these loans, some lenders require the home’s water source to meet specific water-quality testing requirements. At Florida Water Professionals, we want to help you understand the VA/FHA loan water testing requirements, so we’ve put together this quick guide to help break down the basics and make your home-buying journey a little easier.

What You Need to Know About VA/FHA Loan Water Testing

Significance of VA/FHA Loan Water Testing

These loan requirements are designed to help ensure that you and any other occupants of a home have safe, clean water to drink and use for your daily needs. It’s important to remember that they’re intended to be a protective measure, not to make your life more difficult. VA/FHA loan water testing covers all the common water contaminants, including bacteria (E. coli and Coliform), heavy metals (lead), nitrates, and nitrites. In order to secure your loan, the results of your water testing must show that the water in the home meets the standards set forth by the loan agency and the federal drinking water standards.

Your Responsibilities During the VA/FHA Loan Water Testing Process

In most cases, as the home buyer, you are responsible for scheduling and paying for the necessary testing. Make sure that you seek out a reliable company, like our team, that understands the specific requirements of VA/FHA loan water testing and can conduct the necessary tests. Schedule your testing as early as possible to avoid delays and give yourself time to address any failed tests.

If you have questions about VA/FHA loan water testing requirements, our team is happy to assist you. Reach out to our office to learn more!